Total Permanent Disability

Sometimes we have to think about the unthinkable. Otherwise known as “The big what if?” What if a bolt from the blue meant that you were permanently disabled? How would that affect your day-to-day life and the lives of those that rely upon you?

Protecting your loved ones means being prepared for anything
Sometimes when we’re sick or injured, the outcome is more serious and long-lasting.

You may already have health insurance and income protection, but what if you were left permanently disabled, and unable to work ever again?

How would your family or your business cope? Do you have a plan to provide for them? What would happen to your future, and theirs?

What is Total Permanent Disability Insurance?
This type of cover provides a lump-sum payment, enabling you to make the changes needed to get your life back on track.

It can help you get the best medical care, pay off the mortgage, improve access in your home and workplace, and ensure your business survives. It also means your loved ones will be well taken care of.

With total permanent disability insurance, you can choose to be covered for any occupation or just your usual occupation.

Optional benefits include Accidental Injury Cover and Specialist Diagnostic Testing.

Get covered with confidence
Forwood For Life are always here to help with your insurance needs, should your circumstances change, or you need to make a claim.

Level premiums vs annual increases
Did you know that you can have insurance where the premiums stay the same year after year? Forwood For Life offers you the choice. Ask us about level premiums today.


Got any questions? Want us to provide you with a quote? We’d be happy help! Contact us for more information.

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